FAQ (Frequently Asked Questions)

Should I file for bankruptcy?

This is the question that should only fully be answered after you have met with an experienced Tucson bankruptcy lawyer to discuss the facts of your individual financial situation. However, if one or more of the following apply to you or your family’s financial situation, the best idea may be consulting a Phoenix, Tempe, Chandler, Mesa, or Tucson bankruptcy lawyer about filing bankruptcy in Arizona. Filing for bankruptcy may be your best option.

There are circumstances when filing for bankruptcy can be beneficial:

  • When your wages have been garnished or your bank account has been attached to a Writ of Garnishment.
  • If your vehicle or other property has been recently repossessed.
  • If you have little or no savings or money saved. You have few assets.
  • When Creditors are harassing you at home and/or at work.
  • If there are pending law suits or garnishments against you.
  • When you are facing the probability of your utilities being shut off.
  • When you have medical bills that you can’t afford that are not covered by insurance.
  • If you owe Arizona State or Federal Taxes that you are unable to pay.
  • If you are more than 30 days behind on one or more of your bills.
  • When most of your current debts are ‘unsecured debts’ like medical bills or credit card bills, etc…
  • When your Liabilities exceed your Assets
  • When you have already tried to negotiate you debt down.
  • If you want to keep your IRA.

Get help from a Phoenix Area Bankruptcy Attorney Today!


Arizona Bankruptcy Attorney.  The Arizona Bankruptcy lawyers at LegalHelp-az, with offices in Phoenix, Tucson, and Mesa, serve bankruptcy clients in Phoenix, Mesa, Chandler, Tempe, Casa Grande, Tucson, Apache Junction, Maricopa, Gilbert, Yuma, Paradise Valley, Surprise, Sun City, Glendale, Avondale, Scottsdale, Payson, Page, Florence, Globe, Flagstaff,  Nogales, Gila Bend, Needles, Camp Verde, Winslow, Kingman, Bullhead City, Lake Havasu City, Quartzite, Prescott, Sedona, Williams, and communities throughout Maricopa County as well as Pima, Pinal, Graham, Cochise, Santa Cruz, Yuma, Gila, and La Paz counties, in Arizona.

DISCLAIMER: The information you obtain at this Arizona Bankruptcy Law web site is not, nor is it intended to be, legal advice. You should consult an Arizona bankruptcy attorney for advice regarding your individual situation. Our Arizona Bankruptcy lawyers and staff invite you to contact us and welcome your calls, letters, and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.  Thank you for visiting our Arizona bankruptcy web site.

We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code.
The services, benefits, or assistance we provide in connection with consumer debts may involve bankruptcy relief under the Bankruptcy Code.